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A digital loyalty card platform that lets a business design, issue and maintain cards for Apple Wallet and Google Wallet.
Open project
SmartKartica is a digital cards platform for Apple Wallet and Google Wallet: issuance, design, loyalty rules, updates, notifications, analytics and integrations.
SmartKartica replaces plastic cards and scattered processes with one digital journey: the card is added to a wallet, stays current and becomes a measurable customer relationship channel.
SmartKartica shows how a loyalty program for a small business can become a digital product customers actually keep with them. No separate app, no plastic card and no manual recordkeeping as the core process.
For a technical audience, the project demonstrates a clean combination of user experience, business rules, wallet standards, API flows and analytics in one maintainable product.
Plastic cards, manual records and disconnected communication channels create friction for both the business and the customer. Companies need a way to keep the card on the phone, keep it updated and make it usable without a separate customer app.
the card must be easy to issue and add to a wallet;
loyalty rules should match the actual business model;
updates, notifications and analytics should live in one system.
VMTech developed SmartKartica as a wallet-native digital card platform. A business can design a card, issue it through QR or link, manage offers and track customer activity from a clear dashboard.
Apple Wallet and Google Wallet cards without a separate customer app;
loyalty programmes with points, stamps, tiers and rewards;
real-time card updates and wallet notifications;
dashboard, API and integrations for business systems.
The business selects card type, visual style, rules and content.
The customer adds the card through QR code, link or form.
The card supports loyalty logic, offers and updates.
The team tracks issuance, activity and response from a dashboard.
Design an Apple Wallet loyalty card or Google Wallet card with visual settings and business rules, without custom development for every case.
Points, stamps, tiers, coupons and rewards based on business rules.
Updates and notifications through the native wallet experience.
API and webhook flows for connecting sales or CRM systems.
Capabilities depend on the selected programme type, rules and card configuration.
A digital card platform that lets a business design, issue and maintain Apple Wallet and Google Wallet cards.
